🚨 Facing Foreclosure? Explore Your Short Sale Options in SW Florida | Cape Coral, Fort Myers, Punta Gorda & More

If you’re struggling to make your mortgage payments in Southwest Florida, you are not alone. Many homeowners in Cape Coral, Fort Myers, Lehigh Acres, Punta Gorda, Port Charlotte, and surrounding areas are facing tough decisions in today’s shifting real estate market.

But foreclosure isn't your only option — and it’s often not your best one.

As a local real estate broker with over 20 years of experience, I’ve personally helped hundreds of SW Florida homeowners avoid foreclosure through short sales, saving their credit and offering peace of mind during difficult times. If you're wondering how a short sale works, or how to start the process with your lender, you're in the right place.*

✅ What is a Short Sale?

A short sale happens when you sell your home for less than what you owe on your mortgage, with your lender’s approval. It's designed for homeowners experiencing financial, or other, hardship who need to sell but owe more than the current market value.

In many cases, a short sale can:

• Prevent foreclosure from appearing on your credit report*
• Offer possible relocation assistance*
• Give you more control over the sale timeline*
• Reduce stress compared to foreclosure proceedings*

🌴 Short Sale Help for Homeowners in SW Florida

Whether you live in Cape Coral, Fort Myers, Lehigh Acres, Punta Gorda, Port Charlotte, or nearby communities, my team specializes in short sales and has extensive experience working with major mortgage lenders.

We’ve helped homeowners in:

• Cape Coral — Gulf access, waterfront, and inland properties
• Fort Myers & Lehigh Acres — Single-family homes and condos
• Punta Gorda & Port Charlotte — Waterfront homes and off water home communities
• North Fort Myers, Bonita Springs, Estero — And other surrounding SWFL neighborhoods

🏦 Helpful Short Sale Resources by Major Mortgage Lenders

Every lender has different guidelines for short sales. Below are quick links to get you started with some of the most common lenders serving Southwest Florida:

Tip: Not seeing your lender on the list? Reach out to me directly for assistance navigating your specific mortgage situation.

We have a free Short Sale Package with generic forms and guidelines we can use to get started while we wait for your lender's forms.

🏡 Why Work with a Local Short Sale Expert?

Short sales can be complex, but having an experienced local real estate agent makes the process smoother. With years of hands-on short sale experience across SW Florida, I can help:

• Negotiate with your lender for the best possible outcome*
• Handle all paperwork and timelines*
• Market your home discreetly and effectively*
• Coordinate with legal or financial professionals if needed*

My goal is to help you avoid foreclosure while protecting your credit as much as possible and providing honest guidance every step of the way.

📞 Ready to Explore Your Options? Let’s Talk.

If you're considering a short sale in Cape Coral, Fort Myers, Lehigh Acres, Punta Gorda, Port Charlotte, or any surrounding area, don't wait until it's too late.

Contact me today for a confidential, no-obligation consultation. Together, we’ll explore your options and determine if a short sale is right for you.

Susan Milner | Florida Future Realty, Inc.
Your trusted SW Florida Short Sale Specialist
📲 Call/Text: 239.218.2229
💻 Complete form to get started now

Helping SW Florida homeowners navigate short sales since the last real estate downturn.

*While we strive to bring you complete and accurate information every situation is unique and you should consult with an attorney and tax pro before deciding to sell your home as a short sale.